Disability Insurance

comprehensive group benefits

Insuring your income through Disability coverage

You may not realize the potential danger of becoming disabled. The U.S. Census Bureau estimates that the average person has a one in five chance of becoming disabled. Also, the average long-term disability  absence from work lasts 2.5 years, according to the Council for Disability Awareness. That's a long time to survive without a steady income.

Many people insure their auto, home, health, and their life but many people fail to insure their ability to earn an income.  How long could you survive without a paycheck? How will you pay for those other insurance policies if you are not earning an income? 

Rim2Rim Benefits can help you answer those difficult questions by providing you with an individual long term disability policy (LTD). Whether you are an individual looking to insure your ability to earn an income or a business owner wishing to cover themselves or key employees, we can help!  Let our trained staff meet with you to discuss the importance of long term disability insurance.

Our disability polices range in coverage and cost
but here are some of the features that our plans offer:

  • Coverage designed specifically for high income earning professions
  • Own Occupation coverage up to age 65
  • Business Overhead expense coverage
  • Key employee disability coverage
  • Partial disability coverage

According to the Council for Disability Awareness, one in seven people can expect to be disabled for five years or more before retirement. If you do not have individual LTD, going five years without working could be financially devastating.

Request a Quote for an Individual Long Term Disability Plan.

free group insurance estimate

Testimonial:

“Working with Rim2Rim Benefits on health insurance related items, including Long Term Disability, makes my job so much easier. You take care of our needs, are always available with quick, precise answers, and are willing to take the extra time to make sure we fully understand the information.”

— Wendy H –
Barclay Communications

 

Rim2Rim Benefits is proud
to work with the following
insurance carriers:

  • Metlife
  • Guardian
  • Assurity
  • Unum
  • Principal